Infinite Banking Calculator

Model your personal banking system with our interactive calculator

Interactive Infinite Banking Tool

Use this powerful calculator to model your own personal banking system using whole life insurance. Upload your policy illustration, create custom loan scenarios, and visualize your financial growth over time.

Extract PDF Data
Model Policy Loans
Project Investments
Analyze Results

How to Use Your Policy Illustration

Calculator Features

Infinite Banking Calculator

Model your wealth building strategy using the infinite banking concept

How this calculator works

This calculator helps you visualize the infinite banking strategy using whole life insurance to build wealth. Follow these simple steps:

  1. Upload your policy illustration (PDF) to extract your policy data
  2. Add policy loans you plan to take from your policy
  3. Create investments funded by your policy loans
  4. View the results showing your wealth growth over time

You'll see how your policy grows while simultaneously funding investments, creating more efficient use of your capital.

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Upload Policy Data
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Policy Data

Upload Policy Illustration (PDF)

Upload your Lafayette Life or Mass Mutual insurance illustration PDF to automatically extract policy data.

Click to upload PDF

Supported: Lafayette Life and Mass Mutual illustrations

Step 1 Summary: Policy Data

Policy Value (Year 1): $0

Time Period: 0 Years

Policy Loans

No loans added yet

Step 1: Policy Data

Policy Value (Year 1): $0

Time Period: 0 Years

Step 2: Policy Loans

Total Loans: 0

Total Amount: $0

Investments

You need to add at least one loan before creating investments. Investments are funded using policy loans.

Step 1: Policy

Policy Value (Year 1): $0

Time Period: 0 Years

Step 2: Loans

Total: $0

Loan Count: 0

Step 3: Investments

Count: 0